Washington DC · Maryland · Virginia
RealtyRisk Insurance helps landlords and real estate investors protect their properties with tailored insurance solutions and expert risk management advice.
🔒 Secure. Private. No obligation.
Our Process
Five steps from address entry to bound coverage – no unnecessary paperwork, no carrier runaround.
Provide your property address and basic information to get started.
We evaluate exposures – natural perils, liability, and property-specific risks – and provide personalized recommendations.
Upload your current policy and we'll identify gaps, missing endorsements, or underinsurance.
We approach multiple carriers in both admitted and surplus markets to find the best coverage at the best price.
Compare quotes, select the right option, and bind coverage with confidence.
Why RealtyRisk
As an independent agency, we work for you – not the insurance company. Our advice is always in your best interest.
We streamline applications and quoting – eliminating unnecessary paperwork and navigating carrier requirements with ease.
Admitted and surplus lines markets. Our objective is the best coverage at the best value – not simply the lowest premium.
Licensed in DC, Maryland & Virginia. Specialists in Mid-Atlantic residential and mixed-use investment properties.
Real Estate Investors
Many DC-area investors hold properties in LLCs, LPs, or other entities. We specialize in commercial coverage that properly insures investment structures – not just the building.
Founder & Principal – RealtyRisk Insurance LLC
Eugene brings more than 28 years of insurance industry experience to the DC, Maryland, and Virginia market, with a career spanning underwriting, risk assessment, and property insurance advisory roles at some of the leading global insurance industry organizations.
A Chartered Property Casualty Underwriter (CPCU) and Associate in Risk Management (ARE), Eugene has built deep expertise in commercial and residential property risk – from policy structure and coverage design to claims analysis and loss control strategy.
RealtyRisk Insurance LLC was founded to serve a market he knows from both sides of the transaction. As a longtime Washington, DC investor, small-scale developer, and landlord with more than 25 years of property ownership experience, he understands firsthand the risks, exposures, and coverage gaps that residential rental property owners face – and the consequences when those gaps go unaddressed.
That dual perspective – seasoned insurance professional and active real estate investor – shapes everything about how RealtyRisk Insurance operates. The agency is built not around policy sales, but around helping residential rental property owners in the DC metro area understand what they actually have, what they actually need, and why it matters.
RealtyRisk Insurance is licensed in Washington, DC, Maryland, and Virginia, including surplus lines, and specializes in risk assessment and coverage placement for small to midsize residential rental portfolios.
Comprehensive solutions for residential and mixed-use commercial properties throughout the Mid-Atlantic region.
★ New coverage categories added per SEO strategy revision
Four principles that define how we work – and why it matters for your property portfolio.
We work for you – not the insurance company. As an independent agency, our advice is unbiased and always in your interest.
We eliminate unnecessary paperwork and navigate carrier requirements efficiently – saving you time and frustration.
Admitted and surplus lines carriers. Our objective is the best coverage at the best value – not simply the lowest premium.
Licensed in DC, Maryland, and Virginia. We specialize in residential and mixed-use investment properties across the Mid-Atlantic.
Specialty Markets
Access to admitted and surplus lines carriers for complex, high-value, or hard-to-place properties
Knob-and-tube wiring, pre-1978 construction, historic district properties, and renovation projects that standard carriers decline.
Properties in FEMA flood zones, areas with earthquake or wind exposure, or locations near bodies of water requiring specialized coverage.
Multi-property portfolios, mixed-use buildings, and properties held in LLCs or other investment entities with non-standard coverage needs.
Free Tools
Free tools to help landlords and investors understand their property risks, calculate coverage needs, and identify gaps before they become claims.
Enter your address for a full risk profile including natural hazards, liability exposures, and coverage recommendations.
Start Assessment →Upload your current policy. We'll identify gaps, missing endorsements, and underinsurance that could leave you exposed.
Upload Policy →Calculate the true replacement cost – not market value – to ensure you're carrying the right amount of coverage.
Calculate Now →Estimate your exposure based on property type, tenant count, and activity to determine adequate limits.
Check Liability →Look up your FEMA flood zone, understand your risk level, and get guidance on flood insurance options.
Check Flood Risk →Schedule a comprehensive portfolio review with Eugene – at no cost or obligation.
Book Review →Local Coverage
Neighborhood-specific expertise for landlords and investors across Washington DC, Maryland, and Virginia.
Washington, DC — Neighborhood Pages
Pre-1900 rowhouses, historic district, owner-occupied & investor properties.
Historic rental properties, high-value residential, mixed-use storefronts.
Apartment buildings, condo conversions, mixed-use in a high-density corridor.
Gentrifying rowhouses, older wiring, renovation & builder's risk.
Investor-owned rowhouses, Section 8 rentals, multifamily in NW DC.
Large multifamily, mixed-use, high tenant turnover property risk.
Maryland
High-value residential rentals, condo associations, mixed-use buildings.
Apartment buildings, older construction with deferred maintenance.
Investor portfolios, single-family rentals, LLC-held properties.
Virginia — Northern Virginia
High-density multifamily, condo conversions, mixed-use transit corridors.
Old Town historic properties, townhouse rentals, mixed-use buildings.
Suburban investor portfolios, LLC-held SFR and multifamily.
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